As JP Czit

The plan is to: share my thoughts on current issues; highlight some web pages from www.johnpemberton.nz ; and provide links to websites or articles of interest - In other words the world “As JP sees it”.

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Some favourite pages

Retirement: Savings and planning tools - 
including a Kiwisaver contribution calculators - just click here.
Need a detailed budgeting calculator? Try my detailed "Pay Your Self First" Calculator.

Want a multi-purpose calculator for working out simple and compounding interest on loans or savings? This one gives you the comparisons between the two results - click here

New Economics: Pemberton Ransom 2009 updated 2013 - A Solution for the 21st Century.